North Carolina Local Government Credit Union

Many credit card companies use confusing language and difficult methods maintain you in a period of debt. LGFCU is wanting out for the best interests, therefore we keep our LGFCU Visa® Credit Card inexpensive and convenient. We even allow you to select the period of time to repay your balance!

No yearly fees

Our charge card does not have any annual cost and certainly will be properly used as overdraft security on the LGFCU Checking Account with loan officer endorsement. Your minimum payment is 3% of the outstanding balance or $25 per month, whichever is better, therefore you will make an agenda to repay your balance without going broke.

Low rate

What exactly is a lot more essential is the fact that our reasonable adjustable interest (susceptible to transform quarterly) just isn't a basic price. We provide similar low rate for purchases, payday loans and transfers of balance. We don’t move you to pay even more for payday loans like many organizations.

Transfers of balance

Transfer your present high-interest, bank card balances to an LGFCU Visa charge card with no transfer cost. To move balance, please deliver a completed Balance Transfer Request Form and/or last charge card declaration from your other monetary institution(s) into the regional branch for handling.

Create a custom PIN

If you want select your very own recognition number (PIN), telephone call 888.886.0083. After that simply proceed with the prompts to personalize or reset your PIN.

Even more advantages

Differing credit limits are available* and our bank card is present to residents in North Carolina, South Carolina, Georgia, Tennessee and Virginia. And each one of these great advantages, Visa now offers a convenient alternative to rental insurance through a motor vehicle rental company or by your major car insurance supplier free of charge. Get the full story aided by the Visa Auto leasing Collision Damage Waiver program guide.

*Credit restrictions tend to be assigned according to optimum amount of credit card debt carried with the Credit Union

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